Credit cards with Touch ID, advance in security? — 2022

We recently told you about very interesting news , because of how innovative this could be, and it is that from MasterCard they have announced that they would soon include a Touch ID option on their credit cards . In a few words, this option would allow those who have your credit card to use their fingerprint on a space specifically enabled on it to accept a purchase, thus forgetting to have to use the PIN ; or even using it, and therefore having a double verification process to make our purchases more secure. But would they actually be safer? This is something that we want to value and reflect to reach our conclusions, as much as you do.

Card prototype with Touch ID

Touch ID on credit cards, a breakthrough, really?

Those of us who use Apple's Touch ID know that we have a great security device in it , whose codes are securely encrypted. Therefore, behind this system there is a large technologically advanced company, and furthermore, a high security process that allows us to have full confidence in the preservation of our data (although we remember that the danger 0 does not exist). The doubt generated by the Touch ID system is about how our fingerprints will be saved and protected, given that, in addition, nothing has been said from the technical department that presented said novelty. This makes us think a lot about it the level of high security that our iPhones have will not be present in said cards , something that therefore is a negative point.

Apple devices that can have a credit card set up

Doubts are not only about its possible safety

On the other hand, there is an interesting question to ask, what would we have to do with the cards, charge them every night so that they have a battery? . Few are the data that are known about this new system, but the fact that the card has to store and operate a Touch ID. This suggests that it will be one more device that has to be used with an electrical charge for it to work. What if the battery runs out? We will return to the same, to use a PIN, with which the advance will be linked to having to be forced to pay attention to one more contraption : not only will we have to be aware of charging the iPhone, the iPad, the Mac, the Apple Watch... and many other devices, would we also have to charge our cards? The doubts and inconveniences that this would generate, make us understand that this is another negative aspect of it. .

iPhone Touch ID

A little light in an uncertain panorama

Before coming to the conclusion, let's make a positive reflection, and it is that the fingerprint is unique for each person , with which the idea of develop cards that are unlocked only with our fingerprint we understand that it has potential . At a given moment, someone without realizing it can steal our card and, knowing our PIN, be able to steal our money. The fact that the cards can only work with something unique to us, the fingerprint, makes this a long-standing idea. and with great potential.

Payment with Apple Pay

We like the idea, but it is not yet your time, you have questions to resolve

As long as they implement security improvements that make them reliable and that the operation of the cards is not inconvenient for users, credit cards with Touch ID could be a great experience for those of us who use them regularly . It is therefore an aspect with great potential and one should try to explore the ways it can offer improvement. It seems to us, therefore, an idea with a great future, but that currently generates doubts that must be solved and worked on beforehand .

What do you think about this possibility, do they have a present and a future? Your opinion matters to us.