Apple Pay Cash would require verifying your identity using Face ID — 2022

Apple Pay It is known by all for being the most adopted mobile payment system. But this is limited to Apple-approved businesses and banks. That's why it comes up Apple Pay Cash , which is completely different frombalance associated with an Apple account.

What is Apple PayCash? What will it allow us to do?

This tool is nothing more and nothing less than an Apple PayPal. In this way, this service will allow us to put away money in our Apple account in the form of balance , in order to pay with it instead of withdrawing the money from the credit card. Thus, when paying with Apple Pay or when sending money to a friend (which we will talk about next), we can choose if we want to consume the balance of our account and pay what is missing with the card, or pay all the money with our credit or debit card that we have in Apple Pay.

But from my point of view, the newest feature is the possibility of send money between users (from person to person). In this way, sending money to your friend or relative would be as simple as sending it through iMessage . So easy and comfortable . And of course, everything will be done native , without having to install anything on our device. Although, the main drawback is that everything indicates that this feature would only work if both users have iOS devices. Of course, unless they launch iMessage for other operating systems such as Android, but it is something that has not been heard of, so it is something that is not expected in the near future …



Thanks to Apple Pay Cash you can send money to your contacts through iMessage, in addition to being able to save balance in the purest PayPal style.

Apple Pay Cash will ask you to show your ID or driver's license

But all this is something that was already known. What is new in this news comes in the system that Apple will integrate to prevent users from falsifying their identity .

This was known thanks to some text strings that are included in the betas of iOS 11 . The first one found is the following:

  • Verify your identity to continue using Apple Pay Cash

From this text we understand that in order to use the Apple Pay Cash server, the user must check somehow he is who he says he is. And obviously, if the identity cannot be verified, the use of the tool will not be allowed. And how will the verification be done? Well, this is revealed by the second string of characters discovered:

  • Place your driver's license or photo ID in the camera frame

asking for the DAYS (identity card) or driving license , Apple will obtain several data apart from the ID number itself. First you can get the Name of the person, in addition to an official photograph. But in addition, it will also allow you to find out if the person you are using is older than age or not (since both identifiers include the date of birth).

In this way, Apple will be able to prevent fraud and identity theft, thus avoiding various problems in its payment services, Apple Pay and Apple Pay Cash.

Apple Pay could be boosted thanks to Apple Pay Cash, Apple's PayPal.

conclusion

Undoubtedly, Apple Pay Cash will be so loved by users as was Apple Pay, or even more. Above all, if they manage to make it as easy to use as they promise, the service will undoubtedly be successful. It is also interesting to see how they are working to increase the security and prevent fraud and misuse. Although As I mentioned, I think the main problem they will have is that iOS users are in the minority, and since both the sender and the receiver will need to have iOS 11 or later, it will cost the service to be widely used.

What do you think? Do you see it as an appropriate measure? How about Apple Pay and Apple Pay Cash?